Connecticut Pet Insurance

There’s a wide range of pet insurance costs, depending on a wide variety of factors, including coverage limits. On average, our Connecticut pet insurance costs between $50 and $60 per month in 2025.

We believe honesty is the best policy, so we won’t tell you that Embrace is the cheapest in Connecticut when it isn’t always. But our goal isn’t to be the cheapest, our goal is to cover more and offer the best pet protection we can. We are highly rated by our members (4.0 Google; 4.1 Trustpilot), have a 4.2-star rating from Forbes and are also highly rated by Rover, Investopedia, Money, Canine Journal and others. If you’re the type of pawrent who wants the best for their fur baby, you’ve come to the right place.

Connecticut's charm, from coastal towns to forests, hides some dangers for pets. Summer's hot, humid days can lead to heatstroke, especially for vulnerable breeds left outdoors. Winter brings the risk of hypothermia and icy sidewalks.

Ticks carrying Lyme disease and Anaplasmosis are prevalent, particularly in wooded areas. Regular checks and preventative measures are essential. Additionally, Connecticut experiences Eastern Equine Encephalitis (EEE), a mosquito-borne virus that can affect animals.

Coastal areas come with unique risks. Saltwater poisoning can occur if pets ingest seawater, and stingray encounters are possible on beaches. Keep an eye on your pet near the water and rinse them with fresh water after swimming.

Urban areas like Hartford and New Haven present dangers like heavy traffic and exhaust fumes. Keep your pet leashed and on sidewalks during walks. In contrast, rural areas raise concerns about wildlife encounters. Be mindful and keep your pet leashed, especially at dawn and dusk.

By understanding these dangers and taking precautions, Connecticut pet owners can ensure a safe and healthy life for their furry companions in this beautiful state.

For any pet parent who wants to avoid being stuck with thousands in vet bills, pet insurance offers a way to pay upfront and get paid back for covered costs later. No matter how careful we are with our pets, accidents happen, and illness is largely unpredictable.

An emergency with a few zeroes behind it can lead to tough decisions, and pet insurance can help people make life saving decisions without financial worry.

If you’re contemplating pet insurance, you’re in good company. According to Nerd Wallet, the number of pet parents who opted for pet insurance has doubled since 2019.

Oh, and if you’re wondering, pet insurance is likely to pay off faster than you think. More than 50% of Embrace customers submit a claim within their first policy year, based on Embrace’s claims data.

Details vary, so here’s what you can expect: Whether or not you can use pet insurance immediately depends on the type of coverage you have. All policies cover accidents from the effective start date of the policy. All polices have a 2 week illness waiting period. Most Pet Wellness Plans, on the other hand, aren’t insurance policies and your full benefits are available from day one. Other waiting periods and exclusions vary by state. Check your policy or click here for details.